Oct 30, 2025 · Understand how debt collection works, what your rights are, common issues with debt collection, and how to work with debt collectors.

May 14, 2024 · A legitimate debt collector can tell you their company name and mailing address, as well as information about the debt they say you owe.

Jun 4, 2025 · When a debt collector calls—or sends an e-mail or text message, or contacts you through social media—your best response is to confront the situation head-on.

Most legit debt collectors follow the rules, but bad debt collectors don't. They break the law. So if you get a call like this-- --If you don't pay, we will have you arrested and deported. Or this-- --This is your final …

Aug 2, 2023 · A debt buyer has bought the debt and is now collecting that debt themselves or by using other debt collectors. If the debt collector is contacting you for payment on a debt, there is certain …

Dec 9, 2024 · The Fair Debt Collection Practices Act (FDCPA) is a federal law that limits what debt collectors can do when attempting to collect certain types of debt. The federal Fair Credit Reporting …

Aug 2, 2023 · First, determine important information about your debt—including if it’s legitimate and if you really owe it—and then use our sample letters to respond appropriately to the debt collector.

Dec 28, 2022 · Can debt collectors collect a debt that’s several years old? I'm in the military. Can a debt collector have my security clearance revoked if I fall behind on paying my debt? I'm a servicemember …

Dec 28, 2022 · Can a debt collector try to collect on a debt that was discharged in bankruptcy? What may happen if I ignore or avoid a debt collector? Can a debt collector take or garnish my wages or …

Jun 24, 2025 · Debt collection abuses cause harms that financially vulnerable consumers can ill afford. Many consumers pay collectors money they do not owe and fall deeper into debt, while others suffer …